Privacy Policy

The Privacy and Security Policy described below constitutes part of the Terms and Conditions of Use of this website, respecting all the rules provided for in the legislation in force in our country, mainly in the General Law of Personal Data Protection - LGPD.

Visiting and staying on the site automatically implies the explicit agreement to the policy below in all its terms.

This website is operated, maintained, and entirely owned by FINCAPITAL FINANCAS E INVESTIMENTOS S/A, a joint stock corporation duly registered under the CNPJ/MF 04.063.042/0001-22, headquartered at 48 Santo Amaro Ave, complex 22, in the City of São Paulo, SP 04.506-000.

General information

This website processes users' personal data, from the stage of collection to their elimination, respecting the legislation of the country where it was created. Acting as controllers of the personal data collected during the visit, we are at the disposal of the rules brought in Federal Law n. 13.709/2018, General Law of Personal Data Protection  - LGPD.

The site works with all the necessary measures to bring security and protection to the privacy of its users, bringing in detail the way the blog works regarding the stages of collection, storage, use, sharing, and disclosure of users' personal data, as well as the way how the security and protection of the data collected on our page are carried out.

The website will be treated throughout this Privacy and Security Policy as “we”, “us”, and “our”.

Important note

We process personal data with full responsibility, and, to demonstrate the transparency of our collection and use of personal data, we provide the privacy policy, which contains necessary clarifying information for users such as:

Name of the blog's maintainer, operator, and owner;

What audience is our blog aimed at;

From what age is it recommended to consume the blog content;

What data are collected;

What is done with the collected data?

How are the collected data processed?

Use of cookies;

Is it possible for third parties to share or publish data?

Ways to contact us.

About our blog

Our website's main objective is to inform and bring knowledge, and it acts through the publication of texts, videos, audios, and other content linked here in order to bring information of paramount importance regarding the matters dealt with here.

In a responsible manner, the site declares its total commitment to the security and privacy of its customers' data throughout the navigation period. This privacy and security policy has the main objective of clarifying and demonstrating to visitors how all information collected here will be treated and which may be disclosed or published with our partners.

Any changes to our Privacy and Security Policy will be communicated to our users immediately in this space.

When accessing our website, the user automatically agrees, accepts, and adheres to all the information and conditions set forth in this document, which can be called the Privacy and Security Policy or Terms of Use, which must be compulsorily respected.

The site brings below all the rules and terms regarding privacy and the use of our page, any subsequent communication will be expressly notified to our users.

Our website team is available to answer any questions you may have. Our site is suitable for people over 18 years old, who are interested or curious about the content we bring. If you are under 18 years of age, parental permission is required.

The content of our website is produced by our team respecting ethical and human values, as well as moral principles, seeking to inform in the best way about the content we bring.

Collected data

Our blog collects some data and information from our users, as will be explained below in this topic.

Data collection

The collection of data carried out by our website takes place or may take place on all pages, when filling out forms, registering for contact, or sending questions.

The users, when accessing the site and filling in any of the forms present, as well as accepting the cookies used, expressly and clearly demonstrate that they agree and give their consent for the collection and further processing of their data.

Our website will collect information from users, such as name, email, contact telephone number, company, business segment, and message, among other data that are collected by filling out the forms in this domain.

We may also work with web beacons to monitor the performance of accesses on our posts.

Data collection mode

We only collect user data in necessary cases, such as, for example, to provide you with a service, but all in accordance with the legislation in force in our country and expressly respecting the General Law of Personal Data Protection.

The collection of data on the website occurs only when there is awareness, as well as the free and spontaneous consent of the user.

No collection is carried out without the user's permission, or by any means that could render consent invalid, such as coercion.

The collection of data can happen through the completion of Fale Conosco, forms, registrations, and purchases on our website, or accepting to receive information in your email or contact number.

Automatic collection of personal data

The website may be monitored via web beacons and analytics. Some data from users may also be collected automatically, but they are computed only to help us better understand our audience and be aware of which posts are most accessed.

The data collected automatically are treated with security and respect the privacy of our users, being directly collected by the system.

Purpose of data collection

All data provided by users are used solely for the purpose of providing service and better performance. Through the collected data, it is possible to elaborate the content in a more targeted way, without any intention of obtaining undue advantages.

The data provided to contact us via FAQ or the Contact Us page are used solely for this purpose.

The data collection is also done in order to send updates about the services performed, but always with the user's consent, as it is necessary to fill out a form or accept our cookies.

Data that are not collected

Sensitive data, such as ethnicity, religion, and genetics, as established in the General Law of Personal Data Protection, are not collected or required by our page.

Sensitive data will only be collected in cases expressly necessary and provided for in the aforementioned legislation, and the user will be informed about this collection, including how the treatment will take place and the purpose of collecting this sensitive data.

Sharing, publishing, or disclosing user data to third parties

We always keep the well-being of our users in mind, and for this reason, we use good faith as a basis for disclosing, sharing, or publishing any data collected.

We work with sharing, publishing, or disclosing data that we collect from our users, except in cases where there is a provision of law, court order, bulletin, compliance with any determination of public authority, where any of these conducts becomes mandatory, or any hypothesis of regulatory determination.

Access to the data collected by us is allowed to a third party that has the permission of the data subject.

In the event of a criminal investigation, we make all our users aware that we will cooperate in any way requested.

We cannot refuse to share data in the aforementioned cases.

Since we work with partners, it is important to inform users that our site may have links or hyperlinks to external sites that have no connection with the operating mode or with the system of our site, including a Privacy and Security Policy different from ours.

External sites work as set out in their terms of use. We inform you that we have no power to characterize the way in which the collection, treatment, and elimination of data stored by external sites take place.

We have no control over the content of external links and hyperlinks that you may find throughout our blog.

Newsletter

The site uses a newsletter to send weekly information to users regarding updates made.

In addition, it is possible that the user receives an evaluation on certain dates so that we know what we need to improve on our website and how our performance is going.

The data collected by our blog are informed to the newsletter only for the purpose described above and respecting what is established in the legislation of our country.

Data anonymization

Data anonymization is a set of steps that are carried out after collecting data from a specific person, to unlink that data from the data subject, thus not allowing it to be possible to match the data to a specific person, even with the use of more elaborate techniques that could achieve this result.

All user data, after being used for the purpose for which they were collected, are anonymized, making it not possible to identify the holder of a given data and making it impossible to gather this information again to identify who its owner is.

The anonymization of data on this site respects all the rules established in the legislation in force in the country, including the technical and administrative forms that must be used.

Cookies

Our website works with the cookies policy to improve your experience in our virtual environment, as we always seek the best for our users, we use this mechanism to collect data and store them with your consent. Furthermore, it is through cookies that we inform you how you can refuse permission to store your data.

What are cookies

Cookies are small files sent by websites of stores, and companies, among others to the browser, providing a better user experience. Cookies record user data, making content and information available faster.

Cookies are not viruses or spam. Therefore, do not worry when you receive a notice to accept cookies on any of our pages.

Ways of using cookies

Our cookies refer to form filling, site preferences, and email newsletters.

By filling in forms on our pages, cookies are activated; through them, we will be able to make future contacts with our users.

Cookies related to website preferences are used by our website in order to provide an excellent experience to our users since this mechanism allows us to seek information about their preferences, being used whenever they access any pages of this blog.

To link ads according to your preferences, we use behavioral advertising cookies. Thus, we bring you relevant ads that may be of your interest.

The email newsletters are offered by our website so as to provide you with information about the news brought. The cookies used for this purpose collect your data to remember if you have a registration on our page.

Third-party cookies

Our website works with some trusted partners like Google Adsense or Google Analytics. For this reason, we use cookies that are necessary for the performance of this system.

Google Analytics is one of the tools used to understand how you use our website. Through the information provided, we can improve the performance of our platform.

Consult the official page of Google Analytics for more information about the cookies used by it, and the way in which the stored data are processed.

Google Adsense provides a page for users to access its privacy policies and FAQ.

We use the cookies described above to monitor users' use of our website. In this way, we can observe metrics and continue to produce content that is attractive and of great value to you, in addition, we have information about the time you spend in each of our publications.

Use of Ads

Our platform allows advertisements, aiming to assist in the financing and maintenance of the resources used on our website, enabling the development through this revenue.

The DoubleClick cookie is used by Google Adsense on our website. Through it we control the number of times an ad is displayed to our user.

The site also works with partners to provide a complete and appropriate experience for the content it brings.

The tracking cookies used make it possible to measure how many users have clicked on the website through a partner's website.

Non-acceptance of cookies

Our website allows you to refuse to accept the cookies we work, but be aware that the refusal may provide a less pleasant experience, as it limits the performance of some services available.

The refusal may be expressly made when you press the button to refuse the message displayed on the website informing you about cookies.

We do not recommend that you refuse or disable cookies, as it is through them that we provide you with the best experience. In addition, the refusal or deactivation reduces the available features, such as, for example, when filling in forms to get in touch with us.

Data storage

All data stored have a legitimate purpose, previously informed to our users, stored only after the user's consent and respecting the provisions of current legislation on this subject.

The data we store seek to generate the best experience possible when accessing the website, as well as maintaining the dynamism on our pages, answering comments or questions, and returning future contacts.

The data stored to communicate updates are stored securely and expressly for this purpose.

The storage of data carried out by us does not remove any right of the data holder over it. In addition, we respect all the rights of the website controller and other regulatory or legal provisions that deal with this matter.

The data stored by us are treated with complete security to promote the protection of our users from any harmful event.

Data processing

The processing of data collected by our platform respects all the rules established in the General Law of Personal Data Protection (LGPD), respecting the user's right to have access to their data and change them at any time during our storage.

We do not process any kind of data that is illicit or goes against the provisions of Brazilian regulations and this Privacy and Security Policy.

The stages of data processing start from its collection, observing the legal procedures.

We provide our contact channel to answer any questions regarding the legal basis on which the data processing is based.

You can contact us through the Contact Us page and through the service channels at the end of this Privacy and Security Policy.

Deletion of stored data

The collected data are only stored for the period in which they are used for the specific reason why they were collected. After it, we delete the data from our system or anonymize it.

We have no interest in continuing to store our users' data after the period necessary for the reason why they were collected.

Data storage will continue even if the purpose has been achieved when there is a legal provision in this regard or regulatory provision that prevents its elimination or anonymization.

The anonymization of the data carried out by our website is a way of maintaining the security of the data collected from our users after the purpose for which the collection took place is achieved.

Security in the data processing

Our protection systems meet all the requirements set out in Law 13.709/2018, respecting good practice conduct, as well as technical and administrative security measures to protect the data collected.

The techniques used to ensure the security of the data collected by our website are all adequate and capable of generating full protection of the data subject from any possible situation where information can be obtained, shared, published, destroyed, and altered without authorization and in an irregular manner.

We protect our computers through data encryption and/or firewall.

Physical access to our files only occurs when it is necessary for one of our employees to have access to them in order to perform their professional role.

The anonymized data are not considered personal information by our blog, since it is not possible to create any link with a specific person through them considering that there is no way to identify the data subject.

Anonymized data are kept in our files and systems with all the technical security necessary for its protection.

It is important to inform you that we take every care to protect our users' data, but still, there are some situations where there may be a data leakage. Our website is not responsible for any incident with personal data that occurs due to a situation in which we have no control, such as in case of the user's exclusive fault or hacker attacks.

Any incident that causes damage to users' personal data will be reported to the responsible authorities, according to Law 13.709/2018.

Social sharing buttons

The sharing buttons used are a way to increase traffic to our publications and optimize the dissemination of our posts.

To use our share buttons, just click on them and choose the social network you want.

By using one of the sharing buttons available, you demonstrate acceptance and agree to inform all the data necessary for it, considering the needs of the platform chosen for sharing.

User consent

The user freely and spontaneously allows their data to be collected by our blog and stored for the period necessary to achieve the established purpose.

The user states that they were not coerced or induced to agree to this Privacy and Security Policy.

The user agrees that they will navigate and properly use the contents published on our website, acting in good faith and respecting a dignified and respectful conduct, without making discriminatory comments regarding religious, racial, terrorist topics, prohibited games, etc.

The user undertakes not to cause any damage to the website, not to generate malicious comments in the publication, and not to spread viruses that cause damage to the hardware and software of our partners or to our website.

Future changes to this document

This Privacy and Security Policy follows all the rules brought by Brazilian legislation, especially those present in the General Law of Personal Data Protection - LGPD.

There is no specific period for any modification to occur in this text, for this reason, we inform you that our right to change is free at any time, especially in the case of changes made to Brazilian legislation or to our website.

We undertake to inform our users of any changes to this Privacy and Security Policy.

Ways to contact us

We always seek the best relationship with our users, for this reason, we are available to answer any questions regarding our Privacy and Security Policy and to inform you about the processing data carried out by us.

You can contact us via email, telephone, or the address provided on the About Us, or Contact Us pages.

This Privacy and Security Policy will be valid from January 1st, 2022, with an indefinite validity period.